Your Miami home loan, in plain numbers.
S&I Mortgage Solutions LLC helps buyers and homeowners across South Florida find the right loan, from the first pre-approval to closing day.
Ernesto Sang, Mortgage Loan Officer, NMLS #1174501
Estimate your monthly payment
Move the sliders to see principal and interest.
This is an estimate for illustration only and is not a loan offer or commitment to lend. It excludes taxes, insurance, HOA dues and mortgage insurance. Your actual rate and payment depend on your credit, loan program and property.
Loan programs
Every borrower starts in a different place. We compare options side by side so you can choose the loan that fits your budget and plans.
Home purchase loans
Financing for first-time and repeat buyers, whether it's a primary residence, a second home, or an investment property.
Refinancing
Lower your rate, change your loan term, or take cash out from the equity you've built in your home.
FHA, VA and conventional
Government-backed and conventional options, including low down payment programs for borrowers who qualify.
Pre-approval
Know your budget before you make an offer, so you can shop with confidence and sellers take your offer seriously.
How it works
You'll always know where your loan stands. Ernesto keeps you updated at every step, from application to closing.
Talk it through
We review your goals, income, credit and budget in a no-pressure conversation.
Get pre-approved
You receive a pre-approval letter so you can make offers with confidence.
Processing and underwriting
We gather your documents, work with the lender, and keep you informed along the way.
Close and get your keys
Review your final numbers, sign, and move into your new home.
Meet Ernesto Sang
Founder and Mortgage Loan Officer, NMLS #1174501
Ernesto Sang is a licensed Mortgage Loan Officer based in Miami who has helped many South Florida families purchase and refinance their homes. His clients consistently highlight his constant communication and professionalism from application to closing. As founder of S&I Mortgage Solutions LLC, he guides every borrower toward the loan program that best fits their goals.
Financing homes across Miami
We work with buyers and homeowners throughout South Florida. These are some of the neighborhoods our clients call home.
Brickell
Condo financing in Miami's financial district, for primary residences and investment units.
Miami Beach
Primary and second homes near the water, from oceanfront condos to bayside houses.
Coral Gables
Single-family homes in established, tree-lined neighborhoods close to the city.
Aventura
Condos and townhomes in northeast Miami-Dade, close to shopping and the beach.
Talk to Ernesto
Tell us a little about what you're looking for and we'll reach out to review your options. There's no cost to ask.
- Phone+1 (305) 748-0390
- Emailesang@simortgagesolutions.com
- Office11 NE 204th St, Apt 19D
Miami, FL 33179